After you purchased a template, downloaded it and unzipped it, you are ready to Edit the template.
All templates are made up of one or more HTML files, a CSS file, several images in .jpg or .png and sometimes one or more .psd files.
Precaution
Before your start editing anything, I recommend that you save an unedited version of every file in a seperate folder called Original or something similar. That way, if you made a change you want to undo, you’ll always be able to return to the original files!
Another way is keeping the original downloaded .zip-file, so that you can extract the original files again whenever you need them!
Editing images
You’re always free to edit the images in the template to your own taste. For that reason you need an image editing program. Some suggestions are:
- Adobe Photoshop
- Paint Shop Pro
- Gimp **FREE!**
However, to be able to open any .psd files included with the template, you need Adobe Photoshop.
Editing HTML file(s)
If you are used to working with HTML files, you can just edit the files in your usual manner. Just open the files in Notepad or in a HTML editor if you use one.
If you are completely clueless, read on!
HTML editor
Personally, I have never used a HTML editor. I always use Notepad to open, write and edit my HTML files. But I think that if you are new to all of this, a proper editor might be helpful.
For more information on HTML editors, I’ll refer you to Wikipedia’s article on HTML editors.
Learning HTML
It’s important to have a basic knowledge of HTML before you start editing HTML-files. On the internet there are hundreds of HTML tutorials available. I definatly recommend w3school to get you started. If you want more tutorials, just do a Google search 
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I have the intention of writing a HTML basic tutorial myself, so keep your eyes open for that one!